New York Short Sales
Short Sale Specialists – (877)737-4903
New York Short Sale Specialists
short sale services and pre-foreclosure help to home owners in distress throughout the state.
Anywhere in the state of New York, our agents are close to home!
A short sale is a transaction in real estate in which a lender agrees to accept a lower payoff amount on a loan from a borrower after this borrower has proven their inability to continue to make payments. A short sale can take place when the borrower owes more on their home than it is currently worth. Banks typically prefer a short sale as opposed to a costly foreclosure.
Short Sale Facts
Our services are 100% free to you! Your lender will pay for closing costs in a short sale.
A short sale does not have the same effect as a foreclosure does on your credit.
You do not always have to be in default to work a short sale.
We are not investors, we are state licensed and regulated Realtors here to look out for your best interests.
A short sale is much less costly to a lender than a foreclosure, and they are typically willing to accept one.
Best of all, our agents work to get complete forgiveness of your debt from your lender, regardless of what the Short Sale price of your New York condo, home, or town home is!
Keep in Mind…
Lenders are in the lending business, not the property management industry. It is usually in their best interest as well as
yours to avoid a foreclosure. On average, it costs a lender $58,000 to foreclose on a home. In most cases, they prefer to cut their losses and accept a short sale on a home.
Don’t keep pushing off the inevitable! If you are missing mortgage payments while trying to sell your home for far more than it’s worth, you would probably be better off to short sale. In fact, trying to sell your home for what it’s worth may only be harming your credit more and you continue to miss payments. The actual short sale will likely lower your credit score by 50-120 points. The biggest hit to your credit comes from missed mortgage payments rather than the short sale itself.
The short sale process is highly specialized and very complex. It is important to have an agent who is experienced in closing short sales, as it is not part of the “Realtor basic training.” In order to enter into our network, our agents must agree to the highest level of integrity. As mentioned before, all of our services are 100% FREE to home owners! We charge all fees to your lender.
Time is of the essence when it comes to these situations. Contact us to speak with a compassionate and understanding agent to discuss your circumstances as well as the short sale process further in detail. A short sale is not the best option in every case. We will give you the honest advice that we believe is best for your situation.
Do you qualify for a short sale? Contact us to find out!
Please note that we are not attorneys or accountants. The appropriate legal
representation should be sought in legal matters. See disclaimer.
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Wherever your home is located, we have agents to serve you!